get pre approved in my app!

Purchasing Your Home

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get ready to experience personalized service with mortgage solutions that put your goals first—psst the big banks don't do that!!

Whether you're a seasoned homebuyer or a first-timer, I’m here to guide you through the world of residential mortgages with a unique, personalized approach. My goal is to make the process as smooth as possible by offering clear, honest education that empowers you to make smart, confident buying decisions. From start to finish, I’ll be by your side, helping you navigate your journey to homeownership with ease and understanding.

let's get started

for the seasoned homeowner or first time buyer

REDUCE YOUR DEBT

SET A REALISTIC BUDGET

TALK TO A BROKER...HI!!

CHECK YOUR CREDIT

SAVE FOR A DOWNPAYMENT

ORGANIZE YOUR FINANCIAL DOCUMENTS

are you ready to start your mortgage journey?

your pre-mortgage checklist

the heavy lifting is on me

When we work together, you'll be taken care of from start to finish. I take on the heavy lifting so you can spend more time doing what you love.

i'll tell ya what the big banks won't

When you work with a broker, you'll receive guidance, service and education that the big banks won't give you.

the family treatment, everytime

I value community, family and connection—which is why I treat all of my clients like family.

Things to Know

1 process

how it works

Get Pre-Qualified

Getting pre-qualified is the first step, giving you a clear understanding of your budget and strengthening your position with sellers by showing you're a serious buyer. I can help you get pre-qualified in just a few simple steps, and far quicker than the bank!

2

Explore Your Options

I will walk you through the various mortgage options, ensuring you choose the one that best suits your financial situation and long-term goals.

3

Submit Your Application

Once we've targeted the right mortgage, we'll make sure all necessary documents are in order. This will help speed up the approval process once your file has been submitted to the lender.

4

with you every step of the way

I'll be checking in with the lender to ensure lender conditions. are signed off, and getting you to subject removal. Keeping you in the loop every step of the way ... I'm your go-to!

5

Review and Sign Your Offer

I will explain the final terms of the mortgage offer, making sure you understand every detail before you sign and proceed to closing.

6

Close on Your new Home!

With me by your side, you’ll smoothly finalize all paperwork and officially close on your home, with peace of mind knowing everything is handled.

book a discovery call

this is your sign to work with a broker that just gets it.

Ready to start your journey?

- R.Foster

She was always willing to explain financial things that I have no clue about and was also willing to ease my mind. Tori gave us peace of mind and went above and beyond to ensure everything went smooth with our purchase. I can not stress enough what an amazing human and mortgage broker Tori is.

I am so thankful that we used Tori to help us with securing a mortgage to purchase our first home.

- C.York

Without her assistance getting our mortgage would have been very challenging. She cares about her clients and that translates into how effective she is at her role as a broker. I will be using her on all my transactions in the future after having such a wonderful experience working with her. I would feel fully confident in recommending her to all my friends and family.

My fiancé and I were fortunate enough to get introduced to Tori. She is very knowledgeable and was always attentive to our requests.

- S.Hick

Tori got back to us right away, gave us way more (and helpful) information and was super sweet the whole time! Tori noticed things that others missed, she walked us through our first home purchase and we really couldn’t have done it with out her. She was so helpful in our first home purchase

Thank you Tori, we were able to get into this market because of you! We love our new home and our mortgage rate.

From my amazing clients

Kind Words

We prefer to avoid using "preapproved" because it can be misinterpreted by clients as a guarantee of final approval. In reality, there are still many factors that can affect final approval, such as the appraisal value of the property or changes in the client's financial situation.

The average down payment typically ranges from 5% to 20% of the home’s purchase price, depending on the type of mortgage. Your broker can help determine the best down payment option based on your financial goals and situation.

You’ll need documents such as proof of income, credit history, personal identification, and details on any outstanding debts. Your broker will provide a checklist to ensure you have everything ready for a smooth application process.

The process typically takes a few days, depending on the complexity of your financial situation, upfront documents collected and the type of mortgage needed. Your broker will keep you informed and help expedite the process where possible.