Real estate investing is one of the most effective ways to build long-term wealth, and I’m here to help you navigate the process with confidence. Whether you’re looking to purchase your first investment property or expand your portfolio, I’ll provide personalized guidance tailored to your financial goals. Together, we’ll create a strategy that works for you, empowering you to make informed decisions and set yourself up for success in the world of real estate.
When we work together, you'll be taken care of from start to finish. I take on the heavy lifting so you can spend more time doing what you love.
When you work with a broker, you'll receive guidance, service and education that the big banks won't give you.
I value community, family and connection—which is why I treat all of my clients like family.
Before diving into the investment process, it’s important to clearly define your goals—whether it's generating passive income, long-term wealth building, or property flipping. This helps shape your strategy and financing decisions.
Next, we’ll explore the best mortgage options for investment properties, considering factors like down payments, loan terms, and interest rates to ensure you get the best deal for your goals.
Securing pre-qualified will give you a better understanding of how much you can borrow and strengthen your position when making offers on properties.
With financing in place, we’ll focus on finding a property that aligns with your investment strategy—whether it’s a rental, fixer-upper, or property with great appreciation potential.
I will submit your file for approval, keeping you in the loop every step of the way. Making sure you understand every detail before you sign and proceed to closing.
After closing, we’ll ensure your mortgage continues to support your financial goals, and I’ll be here to assist with refinancing options, equity access, or any other adjustments to optimize your investment for long-term success.
- R.Foster
She was always willing to explain financial things that I have no clue about and was also willing to ease my mind. Tori gave us peace of mind and went above and beyond to ensure everything went smooth with our purchase. I can not stress enough what an amazing human and mortgage broker Tori is.
- C.York
Without her assistance getting our mortgage would have been very challenging. She cares about her clients and that translates into how effective she is at her role as a broker. I will be using her on all my transactions in the future after having such a wonderful experience working with her. I would feel fully confident in recommending her to all my friends and family.
- S.Hick
Tori got back to us right away, gave us way more (and helpful) information and was super sweet the whole time! Tori noticed things that others missed, she walked us through our first home purchase and we really couldn’t have done it with out her. She was so helpful in our first home purchase
The best mortgage for an investment property depends on your goals and financial situation. Options include conventional loans, and alternative financing, each with different terms, down payment requirements, and interest rates. I’ll help you choose the right one based on your unique needs. Transparency is key here.
Typically, you'll need at least 20% for a down payment on an investment property. This can vary depending on the type of loan and the property, and I can help you explore options to find the best fit for your situation.
Yes, rental income can help you qualify for a mortgage, but the amount you can use depends on the lender’s guidelines and your overall financial picture. I’ll walk you through the process to make sure you’re using your income in the most effective way.
We’ll look at key factors like location, rental demand, potential for appreciation, and overall market conditions to assess the property’s potential. I’ll guide you in making an informed decision that aligns with your financial goals. Always thinking about your R.O.I.
@toridolmans